Banking for the modern bank.
Lucid by Digicore gives microfinance and commercial banks a full-featured, secure, CBA-agnostic business banking platform — deployed in days, not months.
7 days
go-live
100%
audit coverage
CBA-agnostic
any integration
Go-live
Day 7
Business Dashboard
LiveTotal Balance
₦42.8M
+12.4%
Active Accounts
3,247
+284 new
Bulk Payroll — Acme Ltd
Today, 09:14
−₦1.2M
Inward Transfer
Today, 07:32
+₦800K
Loan Repayment
Yesterday
+₦250K
Security
All clear
Trusted by innovative institutions across Africa
Lucid helped us go live in 18 days. Our business customers immediately felt the difference — from the dashboard to the real-time alerts.— COO, Apex Microfinance Bank
Everything your business customers need
A complete banking suite — on any core banking system, deployable in days.
Multi-Account Management
Unified dashboard for all business accounts, sub-accounts, and wallets.
Real-Time Transfers & Alerts
Instant domestic transfers with push and email alerts on every transaction.
Approval Workflows
Configurable multi-level authorisation with Initiator, Approver, and Admin roles.
Bulk & Vendor Payments
Payroll, vendor, and batch payments with a single file upload.
Loan Management
End-to-end application, approval, disbursement, and repayment tracking.
Branch Management
Manage all branch locations, contacts, and hours from one console.
Omnichannel Banking
Native iOS, Android, and responsive web — your brand, your subdomain.
Analytics & Tags
Transaction tagging, category insights, and spending analytics.
Numbers that speak for themselves
SaaS Go-Live
From agreement signing to full production launch in under a week.
Encryption
End-to-end encryption on all API communications, data at rest and in transit.
Audit Coverage
Every action by every user on every account — captured in immutable logs.
An intuitive command centre for every business customer.
Real-time balances, transaction history, spending breakdowns, and account alerts — all surfaced in a clean, actionable interface your business customers will actually use.
Instant digital account opening — no branch visits.
New and existing business customers onboard digitally with biometric verification, OTP enforcement, and instant account activation. Fully configurable per institution.
Immutable audit logs on every single action.
Initiator, Approver, Admin, Super Admin — every role, every action, every timestamp is recorded. Built for regulatory compliance and institutional accountability.
Live in 7 days, not months
From agreement signing to full production launch — our SaaS track is the fastest path to business banking.
Day 1
Discovery Call
Scoping session, requirements capture, and commercial agreement signing.
Day 2
Onboarding Kick-off
Dedicated onboarding manager assigned. Branding assets and configuration spec collected.
Days 3–4
Platform Configuration
Branding, subdomain, biller setup, module selection, and user role configuration.
Day 5
Integration & Testing
CBA connection validated, end-to-end transaction testing, and UAT with your team.
Day 6
Staff Training
Full training sessions for back-office staff and system administrators.
Day 7
Go-Live
Production launch, customer migration support, and post-launch monitoring.
Trusted by institutions across Africa
“We evaluated three platforms before choosing Lucid. The deployment speed, back-office depth, and the Digicore team's responsiveness put it in a class of its own. We were live in six days.”
Chidi Kelechi
Chief Technology Officer, Apex Microfinance Bank
Let's build the future of business banking — together.
Join forward-thinking institutions that chose Lucid.