Built on a foundation of trust.
Security isn't a feature at Lucid — it's the architecture. Every layer protects your institution and your customers.
End-to-End Encryption
All API communications use industry-standard encryption. Data in transit and at rest is fully protected.
VPN-Only Admin Console
The Digicore Admin Console is accessible exclusively via a secured VPN — zero public exposure.
2FA on Every Device
Every new device login triggers an OTP verification step, regardless of credentials.
Role-Based Access Control
Initiator, Approver, Admin, Super Admin — no single actor can initiate and approve their own transactions.
Immutable Audit Logs
Every action by every user on every account is captured in tamper-evident, time-stamped logs.
Data Ownership
Your institution retains full ownership and portability of all customer data. No exceptions.
Layered security architecture
Customer Apps
iOS · Android · Web Banking
Encrypted API Layer
TLS 1.3 · AES-256 · JWT Auth
Lucid Services
Approval Workflows · RBAC · Audit
CBA Adapter Layer
CBA-agnostic · Any integration
Security you can stand behind.
Request a full security architecture review.